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Tampa
Bay Lending Services, Inc.
Lower
Rates. Better Service
Client
Privacy Notice
At
Tampa Bay Lending Service, Inc. (TBLS), your personal privacy and the security
of your personal information are our primary concern. Brokering mortgage loans
involves communicating personal and financial information, and we understand the
need for a safe and secure environment in which to share this information. TBLS
is committed to providing its clients the highest level of confidentiality
allowed by state and federal laws. All
employees are trained according to State and Federal Privacy of Information
Guidelines.
Information
we collect.
When completing an application with TBLS in writing, over the telephone, through
electronic mail, facsmile or through our website,
your name and other identifying information will not be sold or shared
with any person or organizations not associated with us or actively involved in
conducting the business of obtaining a mortgage or for obtaining credit
information for the purpose of qualifying you for one of our loan products.
How your information is used. When you request to be pre-qualified for a
mortgage or complete a loan application., you may be asked to provide certain
private information, including your name, phone number, social security number,
electronic mail address, income and other financial information and account
numbers. The information that you provide to us may be
processed electronically, verbally, via facsmile and through general and
overnight mail delivery. You will also be signing a
Release of Information, whereby agents and business partners, will
receive information on you for the sole purpose of obtaining a mortgage.
This information is used to determine which mortgage loan product we can
provide to you. During the pre-qualification or application process, we
also collect credit information from the three national credit-reporting
agencies which will be used to determine your qualification status (Experian,
Equifax, and Trans Union). During
the course of the loan application, property value information from accredited
appraisal companies, automated valuation systems or public tax records will also
be obtained by TBLS. We may also contact employers, financial institutions and
trades people to verify the information you provided on your loan application.
Underwriting of loan applications may be electronically processed with
select lenders and corporate partners of Tampa Bay Lending Services, Inc..
Please contact our office for a complete list of the agencies involved in
the processing of your loan and where to obtain information on how to find
obtain their Privacy Policies.
Use and distribution. Tampa Bay Lending Services, Inc. may from time to
time mail or electronically mail you newsletters, community events calendars,
and product information and special interest rate notifications.
We do not share or sell your information with other individuals or
businesses. If you would like to be
removed from our general mailing list, please contact our office at
813-639-0200.
Storage
of Information.
Your information is stored at the Tampa Bay Lending Services Corporate
Office at 5420 Bay Center Dr., Suite 116, Tampa, FL 33609 or appointed agent, in
compliance with State and Federal laws for paper file and electronic file
storage.
Deleting your information. Federal and state regulations require that we
store completed loan requests for various periods of time. In order to comply
with these regulations, we cannot delete information from our databases, even
for pre-qualification or withdrawn loan application. All information is stored
in accordance with state and federal regulations.
Opt
Out:
Because
the timeliness of processing your loan to meet closing deadlines is of the
utmost importance to TBLS, please contact us at our earliest convenience if you
chose to discontinue your loan based on our Privacy Statement.
To opt out, you may call our office at 813-639-0200, email us at opt-out@tblendingservices.com
and state you want to discontinue your application based on your review of the
privacy policy.
If
you have questions or concerns regarding this privacy policy, you may contact Tampa Bay Lending Services, Inc.
at 813-639-0200.
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Tampa Bay
Lending Corporation
115 E Bloomingdale Avenue, Suite # 146
Brandon, FL 33511
Office: 813-315-2537
Fax: 813-315-2527
info@tblsinc.com |
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